Defensive Driver/Smart Driver Courses

Completion of a course may entitle you to a 10% reduction 

on your liability and collision premiums. 

AARP Driver Safety Course

Feb 28 & Mar 1 from 8:45 am until 12 pm (both days required)

at Oneida Tri-Valley YMCA, 701 Seneca St, Oneida

To register, call Robert Fish at 315-363-0455 or Diane Myers at 315-363-6154

The fee is $20 for AARP members, $25 for non-members

No age requirement to take course, must have a valid driver's license.

A list of approved courses offered online are at the following link: Online Defensive Driving Courses


Auto Insurance • Commercial Insurance • Homeowners & Renters Insurance • Life Insurance
 Tax Preparation – all states & non residents • Payroll Services
 Commercial Printing • Small Maintenance Jobs • Moving Services
 Storage Unit Rental • Residential & Commercial Rentals
Uhaul Truck & Trailer Rentals
 Packing Materials


  1. Convenient hours 7:45 a.m. to 6:00 p.m. M-F. Saturday 8-12. Longer hours during tax season.
  2. Easy access, handicapped access with off street parking and handicapped accessible parking.
  3. Owner sits at the front desk and answers the phone. Easy access, NO big shots.
  4. Locally owned. NOT owned by a bank or persons unknown or far away. Profits are reinvested locally. We spend our profits on capital improvements in local real estate. We improve our community. Most materials and sub contractors are local. We pay local real estate taxes.
  5. EXPERIENCED, 2 generations since our founding in 1917. Many employees have over 20 years on our staff.
  6. Our staff is professional and courteous.
  7. All staff are notary publics. Stop in and get notarized.
  8. Employees complete continuing education for insurance every year. We keep current with new legislation and review regularly. We keep you informed of changes. We review renewal policies.
  9. Humans answer the phone. NO answering devices. The phone rings at owners home after business hours.
  10. All of our employees live & work in Madison/Chenango County.